Here's exactly how AudIQ reviews your bill, and answers to the questions people usually ask before they upload anything.
No black box. Here's the actual process, step by step.
We scan your bill and pull out every billing code on it — the codes that show exactly what you were charged for.
We compare each code to our database of over 1 million real 2026 Medicare payment rates, hospital facility rates, and lab test rates — actual numbers, not estimates.
If you upload your EOB too, we compare your bill directly against what your own insurance company already approved and paid. That gives you an exact dollar figure of what you should owe — not just an estimate.
Duplicate charges, billing errors, and prices far above fair benchmarks all get flagged, with the specific reason for each one.
If you choose to start a dispute, we generate professional documentation that cites federal law and your own insurer's numbers — ready to send.
We don't guess. Every charge is checked against real 2026 Medicare payment data — the same rates the federal government actually pays for that exact service. If you upload your insurance EOB too, we go a step further and compare your bill directly against what your own insurer already approved and paid. That gives you an exact number, not just an estimate.
Most billing departments respond once they see a formal, well-documented dispute. If yours doesn't, we don't stop there — we follow a set schedule of follow-up and escalation letters. If there's still no response, we can help you file a complaint with your state insurance commissioner or with CMS under the federal No Surprises Act.
Yes. Your documents are encrypted both when they're sent to us and while they're stored. We never sell or share your information, and we don't need your SSN, insurance member ID, or payment information just to check your bill. Only the details on the document you upload are used, and only to find errors and prepare your dispute.
That's good news — it means your bill looks correct. Either way, there's no cost to you. We only get paid if we actually recover money on your behalf, so checking your bill is always free and there's nothing to lose.
Nothing upfront, ever. We only charge a fee if we actually recover money for you — and if we don't recover anything, you don't owe us anything.
Just your medical bill to get started — no name, SSN, or insurance ID required. If you also upload your insurance EOB (Explanation of Benefits), we can compare your bill directly against what your insurer already approved, which gets you a more precise, guaranteed number instead of an estimate. The EOB is optional, but we recommend it for the most accurate results.
Free to start · No credit card needed · No personal info required